Sunday, April 15, 2018

Complaining without taking action is futile


One thing I learnt earlier on in my working career was the futility of complaining and complaining and not taking necessary action. In December 1997, I joined a South African owned insurance company as a trainee underwriter and I was going to earn Z$3 000.00 and this was slightly more than what I had earned as a temporary teacher and almost three times what I had earned as a printing apprentice. After leaving teaching I had started work as an apprentice in the printing industry in Harare.  I had wanted to be in Harare as I was then pursuing my studies with CIMA and I wanted to access their library which was very difficult to do from Murewa where I had been teaching.  I quit within 5 months as I realised that it was a waste of my brain. I remember telling my aunt Mrs Maphosa within a month of starting at the printing company that I would not stay in that role for long. The apprenticeship role would have suited someone with only 5 O’Levels. However when we went for an interview with the Human Resources Director of the American company that also supplied ATM machines to banks, they insisted that they would only employ people with 3 A Level passes and two of us where recruited

My problem towards the end of 1997 was that after the unwise decision by Robert Mugabe of awarding war veterans the unbudgeted gratuities the Zim dollar had fell sharply against major currencies in the previous months and life was getting tough. I could no longer afford to finance my accounting studies that were payable in British Pounds. Fortunately the insurance company could give me a loan to pursue an insurance qualification.  I then embarked on my insurance studies that were also payable in foreign currency. For the rest of the 1998 we were not awarded any salary increments because we were trainees even though we were now doing the same work as the experienced staff. 1998 was one of the toughest years for me because after paying for the study loan I barely had enough to survive and I could not afford to buy furniture or fancy clothing. I remember visiting a workmate at his rented house in Zengeza, Chitungwiza and it was fully furnished and I compared to my room where the only furniture I had was a bed and a cheap kitchen table with 4 chairs which I had bought so that I could use for studying. After having failed to secure a place at the University of Zimbabwe when I finished high school, I had made up my mind that once I started working I would sacrifice everything and make sure I got a tertiary qualification a decision which in hindsight was wise because in 2007 when the Zimbabwean economy tanked it was easy for me to go to the South African embassy in Harare and apply for a work permit  and within a few weeks being able to escape the troubles in Zimbabwe.

In January 1999 despite the ravaging inflation in the country at the time we were awarded a 20% salary increment and after we complained it was adjusted to 40%. By that time most of my group started leaving. In May 1999, I joined a local insurance company for a salary of Z$8 000.00 and I was lucky in July they increased my salary to Z$9 500.00. The day my probation ended, I had another offer at another company and I accepted the offer and I only worked at that company on the first day from 8am to 10am before the General Manager of the previous company phoned me and I got a counter offer and I was now earning $13 500.00. In April 2000 I then joined an American Insurance company in Harare in the claims department for a salary of Z$20 000.00. During my 2 and half years stay at that company it was a time of personal growth for me. By the time I left I had moved from farming claims and now doing corporate claims. At that company whenever one passed their professional examinations they would write off the loan and by the time I left I was about to finish my Associateship examinations.  The only reason I left was that I realised there was no growth as the company was busy shrinking for example when the violent land reform started in Zimbabwe they had stopped insuring farms and they had retrenched about 40% of the staff and also the branches now only had skeletal staff. By end of 2005 the company shut its doors in Zimbabwe and would merge with the company that I was now working for in 2005.

At the end of 2002, I got a job as a junior manager at a local insurance broking company and the following year I completed my Associateship examinations. Towards the end of 2003, a friend of mine who had been the best man at my wedding told me that the then second biggest insurance company in Zimbabwe was looking for an underwriting manager who would be in charge of their biggest insurance brokers and he encouraged me to apply. I did not think that I had a chance nevertheless I applied and I was surprised when I got the role.  This was a daunting role. I remember during the first management meeting at the company there were almost 20 managers and the boardroom was almost full. In the management team you had chartered accountants, renowned insurance practitioners, lawyers, marketers, IT people, human resources, Internal Auditors etc. I had excellent support and I prospered. The following year, I got an offer from a competitor they wanted to appoint me as their branch manager in Bulawayo. I was not interested in the job but nevertheless I used the offer in order to bargain for a better company car and other benefits. In 2006 after the merge with the staff from the American company, I lobbied to be transferred to Bulawayo after the managing director turned down my request for voluntary retrenchment.

In life there are two types of people, those who complain and those who do something about it. I strongly believe that if you are not happy about something take some action and take calculated risks. Sure you will make mistakes but when you make mistakes you learn from them and grow as a person. One must keep on doing their work properly even if you are not happy but only you can change your situation. A lot of people complain about their governments here in South Africa and in Zimbabwe but how many people actually vote? Surely I got judged a lot about my job hopping but if I did not do so I would  not have got the positions and the experience. If you are in an environment that is stifling you by all means leave, you are not a tree and try something else because if you keep on complaining and slacken your performance as sure as the sun will rise tomorrow they will fire you and you will struggle to get a decent job due to bad recommendations.